“This was our first home purchase, and my wife and I were very hesitant about the loan process. We spoke with two other mortgage companies before talking with Coast to Coast Mortgage and after that conversation, we instantly knew we wanted to continue with them. We can’t speak highly enough about this company.”

— Terry and Penny


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Our History

Coast to Coast Mortgage Financial was founded in 2000 in Wilmington, Delaware by Jonathan Spica. In 2002, the company expanded out west making Los Angeles their corporate headquarters. Coast to Coast is an experienced real estate company that can help with all aspects of real estate. Whether you're buying your first home, upgrading to a multi-million dollar beach estate, selling or buying investment properties, or refinancing your existing mortgage, Jonathan Spica and his experienced team will make the process smooth and easy. It will be a joyful experience you will remember for years to come.

Our Mission

The mission of Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates themselves to redefining the mortgage and real estate industry. With an eye toward the future, Coast to Coast Mortgage Financial provides a unique blend of mortgage and real estate planning, credit management, and exceptional personalized service as part of the mortgage and real estate experience.

Agent Information

Coast to Coast Mortgage Financial

NMLS 1183435

Jonathan Michael Spica

DRE 01846188, MLO 239900

 

REFINANCE AND PURCHASE LOANS

 

As the new year approached there was concern that rates would begin to rise above the historic lows they had been at for half a decade. However, the rate increase was minimal and the federal reserve has been holding rates steady with only small increases. Rates are expected to stay low for the foreseeable future.

Common Questions About Loans:

30 Year Fixed: 2.75%

Jumbo 30 Fixed: 2.99%

FHA 30 Fixed: 2.25%

VA 30 Fixed: 2.25%

15 Year Fixed: 2.75%

Jumbo 15 Fixed: 2.99%

FHA 15 Fixed: 2.25%

VA 15 Fixed: 2.25%

 

Disclaimer: Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. CTC Mortgage Financial does not guarantee the accuracy of any information or inputs by users of the software. This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. CTC Mortgage Financial does not guarantee any of the information obtained by this calculator.

Contact us.

jonspica@gmail.com
(310) 968-3654